After the house was completed we converted from a construction loan to a regular mortgage. The house had been appraised before construction and was appraised again after construction. After construction we went back to the plans and made some changes. We had a rough in for a bathroom upstairs and we later built in the bathroom. We also had a small library space where we removed a wall and created a full bedroom. Now we have five potential bedrooms and four full baths in the house. With the back yard fenced in we also removed the remaining left over brick and roof tiles and the house is finally looking like a finished home.